{"id":646,"date":"2021-12-11T08:49:42","date_gmt":"2021-12-11T08:49:42","guid":{"rendered":"http:\/\/www.avberkayakdag.com\/?p=646"},"modified":"2024-03-08T15:15:31","modified_gmt":"2024-03-08T15:15:31","slug":"trafik-kazasinda-kusur-tespiti-ve-kusur-tespitine-itiraz","status":"publish","type":"post","link":"http:\/\/www.avberkayakdag.com\/?p=646","title":{"rendered":"Trafik Kazas\u0131nda Kusur Tespiti ve Kusur Tespitine \u0130tiraz"},"content":{"rendered":"\n


Arac\u0131n\u0131zdaki hasar sebebiyle olu\u015fan masraf\u0131n tazmini, ara\u00e7 de\u011fer kayb\u0131n\u0131, ara\u00e7 a\u011f\u0131r hasarl\u0131 olduysa toplam \u00fccretin tazmini, kaza yaralanma ve \u00f6l\u00fcmle sonu\u00e7land\u0131ysa zararlar\u0131n tazmini bak\u0131m\u0131ndan kusur oran\u0131 \u00e7ok \u00f6nemlidir. Kusur oran\u0131n\u0131z art\u0131k\u00e7a s\u00f6z konusu lehinize \u00f6denecek tazminatlar\u0131n oran\u0131 azalmakta veya ortadan kalmaktad\u0131r. Sigorta \u015firketleri de bu kusur oran\u0131nda kar\u015f\u0131 taraf\u0131n zarar\u0131n\u0131 kar\u015f\u0131lamaktad\u0131r. Ayr\u0131ca sigortal\u0131lar\u0131n kusur oran\u0131na g\u00f6re kazan\u0131n kar\u015f\u0131 tarafta meydana gelen baz\u0131 zararlar\u0131nda tazmininden de sorumlulu\u011fu do\u011fabilir. Bu bak\u0131mdan kusur tespiti ve kusur tespitine itiraz y\u00fcksek \u00f6neme haizdir.<\/p>\n\n\n\n

\u00d6ncelikle kusur tespiti bak\u0131m\u0131ndan Tramer ve Sigorta Bilgi Merkezi(SBM) bazen farkl\u0131 anlamlara gelecek \u015fekilde kullan\u0131lmaktad\u0131r. Sigorta Bilgi ve G\u00f6zetim Merkezi, T.C. Hazine ve Maliye Bakanl\u0131\u011f\u0131 taraf\u0131ndan haz\u0131rlanan ve 16.12.2003 tarih ve 25318 say\u0131l\u0131 Resmi Gazetede yay\u0131mlanan Trafik Sigortas\u0131 Bilgi Merkezi Y\u00f6netmeli\u011fi ile “TRAMER” ad\u0131yla kurulmu\u015ftur. 9 A\u011fustos 2008 tarihinde 26962 say\u0131l\u0131 Resmi Gazetede yay\u0131nlanan y\u00f6netmelikle ad\u0131 Sigorta Bilgi Merkezi kabul edilmi\u015f, 03.12.2011 tarih ve 28131 say\u0131l\u0131 Resmi Gazetede yay\u0131nlanan y\u00f6netmelik de\u011fi\u015fikli\u011fi ile ise \u00fcnvan\u0131 Sigorta Bilgi ve G\u00f6zetim Merkezi olarak de\u011fi\u015ftirilmi\u015ftir.<\/p>\n\n\n\n


Kusur Tespiti<\/h2>\n\n\n\n


Meydana gelen bir trafik kazas\u0131nda kazaya kar\u0131\u015fan ara\u00e7lar sadece maddi hasarl\u0131 trafik kazas\u0131na sebep olduysa, ara\u00e7 sahipleri anla\u015farak polise gerek kalmadan kendi aralar\u0131nda tutanak tutmaktad\u0131rlar. Anla\u015famad\u0131klar\u0131 durumlarda veya polis \u00e7a\u011fr\u0131lmas\u0131 gereken durumlarda <\/a>ise ilgili tutanak polis memurlar\u0131 taraf\u0131ndan tutulmaktad\u0131r.

Karayollar\u0131 Trafik Kanunu ve ilgili y\u00f6netmelik le Hazine M\u00fcste\u015farl\u0131\u011f\u0131\u2019n\u0131n 2007\/27 say\u0131l\u0131 genelgesi uyar\u0131nca kusur tespiti yap\u0131lmaktad\u0131r. Bunlardan biri de orada belirtti\u011fimiz \u015fartlar\u0131n varl\u0131\u011f\u0131 halinde taraflar\u0131n trafik kaza tutana\u011f\u0131 tutmalar\u0131 halidir. S\u00f6z konusu trafik kaza tutana\u011f\u0131 sigorta \u015firketine bildirildikten sonra kusur tespit s\u00fcreci ba\u015flamaktad\u0131r.
Sigorta \u015firketi, kaza tespit tutana\u011f\u0131n\u0131 ve varsa foto\u011fraflar\u0131 elektronik ortamda Sigorta Bilgi ve G\u00f6zetim Merkezi(SBM)\u2019ne iletir.

Sigorta Bilgi ve G\u00f6zetim Merkezi , tutana\u011f\u0131 ve varsa foto\u011fraflar\u0131, ilgili ara\u00e7lar\u0131n trafik sigortas\u0131n\u0131 ve varsa kasko poli\u00e7esini d\u00fczenleyen sigorta \u015firketlerine en ge\u00e7 bir sonraki i\u015f g\u00fcn\u00fc sonuna kadar elektronik ortamda iletir.

Kazaya kar\u0131\u015fan ara\u00e7lar\u0131n sigorta \u015firketleri, tutana\u011f\u0131n ve eklerinin, SBM taraf\u0131ndan g\u00f6nderilmesini takip eden \u00fc\u00e7 i\u015f g\u00fcn\u00fc i\u00e7inde genelge ekinde yer alan kaza krokilerini de dikkate alarak %0, %50 ve %100 oranlar\u0131na g\u00f6re sorumluluk de\u011ferlendirmesini yapar.

Her bir \u015firket kendi sorumluluk de\u011ferlendirmesi sonucunu elektronik ortamda SBM’e iletir. Sigorta \u015firketlerinin, de\u011ferlendirme sonu\u00e7lar\u0131na elektronik ortamda ger\u00e7ek zamanl\u0131 ula\u015fabilmelerini i\u00e7in gerekli alt yap\u0131 SBM taraf\u0131ndan olu\u015fturulur.

Sigorta Bilgi ve G\u00f6zetim Merkezi , sigorta \u015firketlerince iletilen de\u011ferlendirmelerde kusur oran\u0131 bak\u0131m\u0131ndan mutabakata var\u0131ld\u0131\u011f\u0131n\u0131 tespit ederse, bu \u00e7er\u00e7evede belirlenen sorumluluk oranlar\u0131n\u0131 ilgili sigorta \u015firketlerine bildirir. Kazaya kar\u0131\u015fan ara\u00e7lar\u0131n sigorta \u015firketleri ayn\u0131 ise kusur oran\u0131 tespiti de ayn\u0131 olacakt\u0131r.

Sigorta \u015firketleri farkl\u0131 kusur oranlar\u0131 tespit etmi\u015fse SBM b\u00fcnyesinde olu\u015fturulan Tutanak De\u011ferlendirme Komisyonuna (Komisyon) SBM taraf\u0131ndan sunulur. Komisyon, tutana\u011f\u0131 ve varsa \u00e7ekilen foto\u011fraflar\u0131 inceleyerek sorumluluk oranlar\u0131n\u0131 %0, %50 ve %100 oranlar\u0131 \u00e7er\u00e7evesinde kesin olarak belirler. Sonu\u00e7 olarak belirlenen kusur oran\u0131 ilgili \u015firketlere bildirilir.<\/p>\n\n\n\n

Trafik Polisinin\/Zab\u0131tas\u0131n\u0131n Kusur Tespiti Yapmas\u0131<\/h2>\n\n\n\n

Kolluk\u00e7a tutulan kaza tespit tutanaklar\u0131n\u0131n bir k\u0131sm\u0131nda kolluk\u00e7a taraflara kusur tayini edildi\u011fini g\u00f6rmekteyiz. Ancak ne Karayollar\u0131 Trafik Kanunu ne de di\u011fer yasal mevzuatlar da kollu\u011fun kusur tayin yetkisi oldu\u011funu g\u00f6steren bir d\u00fczenleme yoktur. Bu sebeple e\u011fer kaza tespit tutana\u011f\u0131nda kolluk\u00e7a taraflar\u0131n kusur tayini yap\u0131lm\u0131\u015fsa bu tutana\u011f\u0131n kusur tayini ile ilgili b\u00f6l\u00fcm\u00fcn\u00fcn iptali y\u00f6n\u00fcnde dava a\u00e7\u0131labilir. A\u015fa\u011f\u0131da bulunan yarg\u0131 karar\u0131 da bu y\u00f6ndedir. <\/p>\n\n\n\n

“Baz\u0131 kaza tespit tutanaklar\u0131nda 8\/8 oran\u0131na g\u00f6re kusur da\u011f\u0131l\u0131m\u0131 yap\u0131lmakta ise de, s\u00f6z konusu trafik g\u00f6revlilerinin mahkemece bilirki\u015fi olarak g\u00f6revlendirilmi\u015f olmad\u0131k\u00e7a kusur da\u011f\u0131l\u0131m\u0131 y\u00f6n\u00fcnde g\u00f6r\u00fc\u015f bildirme yetkileri yoktur. Trafik polisleri sadece, kazan\u0131n meydana geli\u015f bi\u00e7imi, yol ve hava ko\u015fullar\u0131, ara\u00e7lar\u0131n teknik durumlar\u0131n\u0131 belirlemekle yetinmek zorundad\u0131rlar.8\/8 \u00fczerinden da\u011f\u0131t\u0131lan kusur b\u00f6l\u00fcm\u00fc varsa, bu b\u00f6l\u00fcm yok say\u0131lacakt\u0131r.”<\/em>
(Yarg\u0131tay 11 HD 24.3.1980- 1609-1474)<\/p>\n\n\n\n


Tespit Edilen Kusur Oran\u0131na \u0130tiraz<\/h2>\n\n\n\n


TRAMER taraf\u0131ndan belirlenen kusur oranlar\u0131n\u0131 mail veya telefon yoluyla sigortal\u0131lara bildirilmektedir. Sigortal\u0131lar da kusur oranlar\u0131n\u0131 ve kaza tespit tutanaklar\u0131n\u0131n durumunu http:\/\/www.sbm.org.tr<\/a> adresinde yer alan Online \u0130\u015flemler men\u00fcs\u00fcnden takip edilebilir. S\u00f6z konusu kusur tespitine itiraz etmek isteyen sigortal\u0131lar, kusur oranlar\u0131 belirlendikten 5 i\u015f g\u00fcn\u00fc i\u00e7erisinde itiraz hakk\u0131n\u0131z\u0131 kullanmal\u0131 ve sigorta \u015firketine ba\u015fvuruda bulunmal\u0131d\u0131r. Ayr\u0131ca sigorta \u015firketi de kendi \u00f6deyece\u011fi tazminat ve masraflar bu orana g\u00f6re belirlenece\u011fi i\u00e7in kusur tespitine itiraz edebilmektedir.

5 g\u00fcnl\u00fck s\u00fcre i\u00e7inde itiraz hakk\u0131n\u0131n kullan\u0131lmad\u0131\u011f\u0131 veya itiraz hakk\u0131 kullan\u0131lm\u0131\u015f olup talebin kar\u015f\u0131lanmad\u0131\u011f\u0131n\u0131n de\u011ferlendirildi\u011fi durumlarda di\u011fer hukuki yollara ba\u015fvurmak da m\u00fcmk\u00fcnd\u00fcr. Bu durumda sigortal\u0131 Tahkim Komisyonu ba\u015fvurularak veya mahkeme arac\u0131l\u0131\u011f\u0131yla dava ikame etmek suretiyle \u00e7\u00f6z\u00fclmesi m\u00fcmk\u00fcnd\u00fcr. SBM taraf\u0131ndan tespit edilen kusur oran\u0131 %0-50-100 genel olarak \u00e7ok s\u0131n\u0131rl\u0131 olup Sigorta Tahkim ve mahkemeler arac\u0131l\u0131\u011f\u0131yla yap\u0131lacak olan kusur tespitinin daha do\u011fru bir sonu\u00e7 verece\u011fi kanaatindeyiz. <\/p>\n\n\n\n

Trafik kazas\u0131 ve kusur oran\u0131na itiraz, kazaya buna ba\u011fl\u0131 tazminatlar, de\u011fer kayb\u0131 tazminat\u0131 ve sigorta \u015firketlerinin a\u00e7m\u0131\u015f olduklar\u0131 r\u00fccu davalar\u0131 hakk\u0131nda b\u00fcromuzun ileti\u015fim kanallar\u0131 vas\u0131tas\u0131yla bilgi alabilirsiniz.<\/p>\n\n\n\n

Kusur Tespiti \u0130le \u0130lgili Yarg\u0131 Kararlar\u0131<\/h2>\n\n\n\n
    \n
  • Zincirleme kazalarda kusur y\u00f6n\u00fcnden her kaza kendi i\u00e7inde de\u011ferlendirmeye tabi olup, sonraki kaza ile illiyeti ve her iki kazay\u0131 meydana getirenlerin sorumluluklar\u0131 m\u00fcteselsil de\u011fildir. <\/em>(Yarg\u0131tay 19.Hukuk Dairesi 19.03.1993, E.1992\/7821 K.1993\/2193)<\/li>\n<\/ul>\n\n\n\n
      \n
    • Zarar\u0131n meydana gelmesinde veya artmas\u0131nda ma\u011fdurun da kusurunun bulunmas\u0131 halinde s\u00f6z konusu olan m\u00fcterafik kusur Bor\u00e7lar Kanunun 44.(6098 say\u0131l\u0131 TBK’n\u0131n 52.)maddesinde d\u00fczenlenmi\u015ftir. Ma\u011fdurun kusurunun zarar\u0131n meydana gelmesinde ba\u015fl\u0131ca etken olmas\u0131 halinde zarar verenin sorumlulu\u011funun kalkmas\u0131 s\u00f6z konusu olabilece\u011fi gibi belirlenen kusura g\u00f6re zarar ve ziyandan indirim yap\u0131lmas\u0131n\u0131 da gerektirebilir.<\/em> ( Yarg\u0131tay 4. Hukuk Dairesi 2021\/5265 E. , 2021\/7906 K.)<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"

      Arac\u0131n\u0131zdaki hasar sebebiyle olu\u015fan masraf\u0131n tazmini, ara\u00e7 de\u011fer kayb\u0131n\u0131, ara\u00e7 a\u011f\u0131r hasarl\u0131 olduysa toplam \u00fccretin tazmini, kaza yaralanma ve \u00f6l\u00fcmle sonu\u00e7land\u0131ysa zararlar\u0131n tazmini bak\u0131m\u0131ndan kusur oran\u0131 \u00e7ok \u00f6nemlidir. Kusur oran\u0131n\u0131z art\u0131k\u00e7a s\u00f6z konusu lehinize \u00f6denecek tazminatlar\u0131n oran\u0131 azalmakta veya ortadan … <\/p>\n","protected":false},"author":1,"featured_media":1316,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[52],"tags":[71,72,73,58,54,57],"class_list":["post-646","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tazminat-hukuku","tag-ktt","tag-kusur-tespiti","tag-kusur-tespitine-itiraz","tag-trafik-kaza-tutanagi-nasil-hazirlanir","tag-trafik-kazasi","tag-trafik-polisi"],"aioseo_notices":[],"yoast_head":"\nTrafik Kazas\u0131nda Kusur Tespiti ve Kusur Tespitine \u0130tiraz - AVUKAT BERKAY AKDA\u011e<\/title>\n<meta name=\"description\" content=\"Trafik Kazas\u0131nda Kusur Tespiti ve Kusur Tespitine \u0130tiraz AVUKAT BERKAY AKDA\u011e Kusur oran\u0131n\u0131z art\u0131k\u00e7a s\u00f6z konusu lehinize \u00f6denecek tazminatlar\u0131n oran\u0131 azalmakta veya ortadan kalmaktad\u0131r.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/www.avberkayakdag.com\/?p=646\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Trafik Kazas\u0131nda Kusur Tespiti ve Kusur Tespitine \u0130tiraz - 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